An accident can neither be predicted nor prevented, but the economic consequences of it can be mitigated by the conclusion of accident insurance. Workers’ accident insurance – accident insurance is the insurance that covers workers in the workplace and other activities they deal with in the place of residence and when traveling for 24 hours, not limited by time and space. An accident is defined as any unexpected future event, independent of the insured’s will, externally and abruptly caused to the insured’s body, and the consequences are death, complete or partial disability, temporary or permanent inability to work and impaired health that requires medical attention.
RISKS THAT CAN BE INSURED:
– Death as a consequence of an accident,
– Death by illness,
– Permanent loss of general working ability (permanent disability),
– Temporary incapacity to work as a result of an accident – a daily allowance,
– Treatment costs.
TYPES OF INSURANCE:
– Collective insurance
– Individual insurance